If Sompo Japan decides the posts have sparked animosity against the businesses, insurance money will be paid to cover the related costs such as fees for consulting experts about countermeasures.

In addition, the insurance will compensate companies for overtime allowances paid to employees involved in handling those online problems.

According to Tokyo-bases crisis consulting firm Eltes Co., 1,002 cases of such Internet flaming were reported in 2015, about 10 times the 102 cases in 2010.

Source：The Asahi shimbun

日本：新型保险条款——关于网络论战引起的损失覆盖

日本Sompo Japan Nipponkoa（以下简称SJNI）保险公司推出日本第一款将能覆盖公司因网络论战引起的损失保险。

SJNI公司表示，投保人可以得到高达1000万日元（合90500美元）的收益来弥补相关人员因网络论战引起的直接或间接的成本损失。这款新型保险年保费在50万到100万日元之间，3月6号上市后，公司管理层10号表示已经有多家公司进行询问。

根据相关保险条款，如果发现投保公司员工或者其他人在网上发帖并引起损失后，投保公司根据合同可以申请补偿。如果SJNI判定网上的帖子将对公司经营造成损害，公司就将得到保险赔款来覆盖损失，例如：咨询费用等。此外，公司员工因为处理线上事故产生的加班费用也将涵盖在保险赔偿中。

据危机咨询公司Tokyo-bases显示，2015年就有1002起网络论战事件发生，这个数据是2010年的10倍。

来源：朝日新闻

 

Australia:Swiss Re estimates Cyclone Debbie to have caused total insured

 

Swiss Re estimates that the total insured market losses for wind, flood and storm surge damages from Tropical Cyclone Debbie in Australia are approximately US$1.3 billion.

In a statement released yesterday, the global reinsurer said that on its part, its claims burden from Cyclone Debbie is estimated at about US$350 million, net of retrocession and before tax.

Swiss Re expects Cyclone Debbie to have resulted in a higher share of large commercial and corporate losses compared to similar events in the past.

Tropical Cyclone Debbie made landfall on 28 March 2017 as a Category 4 hurricane; making it the strongest cyclone to hit the Australian region since 2015. The eye of the storm came ashore near Airlie Beach on the north Queensland coast, with estimated 10-minute sustained winds of close to 200km/h. The main disaster zone stretched more than 990 km from the point of landfall, reaching northern New South Wales.

"This destructive cyclone caused structural damage by flooding, storm surge and wind in regions close to the Queensland coast," said Mr Matthias Weber, Swiss Re's Group Chief Underwriting Officer. "We are a lead reinsurer in this market and estimate that Cyclone Debbie has caused higher commercial and corporate losses compared to similar events in the past. We express our sympathies to those affected and will continue to work closely with our partners and clients to ensure that people receive the financial support they need to clean up and rebuild after this tragic event."

High winds triggered a storm surge and contributed to surface water flooding from large amounts of accumulated rainfall. Hundreds of residential and commercial buildings were flooded; several thousand residents and business operators were evacuated from the region. The Queensland Farmers' Federation estimates winter crop losses at 20%.

Source：Asia Insurance Review

 

澳大利亚：瑞士再保险公司预估飓风“黛比”造成的保险损失将达13亿美元

据瑞士再保险(Swiss Re)估计，在澳大利亚因飓风“黛比”引起的大风、洪水、风暴潮等给保险市场所造成的损失大约为13亿美元。相较于以往类似的飓风，“黛比”将对更多的大型商业和企业造成损失。

4月13日公布的数据报表显示，全球再保公司因飓风“黛比”所造成的损失预计大约为3.5亿美金。

4级飓风“黛比”今年3月28日在澳大利亚登陆，这是2015年以来